Ford Auto Financing Center in Cumming

Your Ford Finance Center Serving Cumming, Duluth, Alpharetta and Beyond

Should You Buy or Lease? Find What Works Best for You at Billy Howell Ford

When it comes to Ford financing, you have options. Once you've found that new Ford car, truck or SUV, you can easily secure financing for it here at Billy Howell Ford. But how do you know if leasing or buying your new vehicle is the best option?

At Billy Howell Ford, we have taken the guesswork out of this process. Here, we'll look at the pros of buying versus leasing a new Ford, and make sure that you take advantage of the best Ford financing possible for you and your unique situation. So, let's take a closer look at the benefits of each, leasing versus buying.

Benefits of Leasing a New Ford

When you choose to lease instead of buy a new Ford, you'll enjoy the following perks.

  • First and foremost, you'll enjoy the new-car feeling a lot more frequently. When you lease, you'll get a brand-new Ford every few years. 
  • There is little or no down payment when you choose to lease a vehicle, rather than purchasing it.
  • Drivers frequently are pleased to learn that they can afford a more expensive car, with less of a monthly payment when they lease. 
  • Did you know that when leasing a new vehicle, you pay for only that particular portion of the car, truck or SUVs life? And if you use your vehicle for business, you may be able to receive tax benefits. 
  • What will you do with the money you save when you lease a vehicle? You could invest it in assets which will appreciate, making that money work for you the whole time that you're enjoying your lease.
  • Your out-of-pocket expenses for a vehicle will be far less when you lease instead of buying. 
  • You'll have lots of options at the end of your lease period. You can trade it in for another leased vehicle or buy the vehicle you've been driving.
  • Gap insurance is already included when you lease a vehicle.
Benefits of Financing a New Ford
  • Freedom is built in when you purchase your vehicle instead of leasing it. You can decide when to trade, sell or transfer your vehicle's title when you want to (within the limits of your auto loan agreement).  
  • Dog or kiddos make a mess inside the car? While this is an inconvenience, you won't have to deal with wear and use charges like you do when you lease a vehicle. 
  • When you buy a vehicle, you build equity. 
  • There are no limits to the number of miles you can drive each year. 
  • Typically, drivers carry lower limits for their auto insurance when they purchase a vehicle versus lease a vehicle. 
  • Want to add a remote car starter? A spoiler or tinted windows? You can modify or accessorize your ride however you want when you purchase versus lease it. 

Ready to check out our auto leasing and buying options here at Billy Howell Ford? Great! We hope you'll stop in soon to ask us any questions you have. We're located in Cumming, GA, close to the nearby areas of Alpharetta, Duluth GA, Suwanee, and Gainesville, and Forsyth County. In addition, you'll want to check out our credit estimator tool, too.

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Billy Howell Ford Lincoln

1805 Atlanta Highway
Directions Cumming, GA 30040

  • Sales: (770) 887-2311
  • Service: (770) 887-2311
  • Parts: (770) 887-2311

Finance Hours

  • Monday 8:00am - 8:00pm
  • Tuesday 8:00am - 8:00pm
  • Wednesday 8:00am - 8:00pm
  • Thursday 8:00am - 8:00pm
  • Friday 8:00am - 8:00pm
  • Saturday 9:00am - 6:00pm
  • Sunday Closed